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XODIAK / Compliance

Compliance

Verification is a property of the account, checked by the executor, not a checkbox in an application.

Enforced where it cannot be skipped.

Compliance implemented in an application is compliance that a second application can route around. On XODIAK the verification tier lives on the account and is evaluated by the transaction executor, so every client is held to it, including our own.

TierWhat it meansUnlocks
unverifiedAn account exists. Nothing about the holder has been established.Read access. No transacting.
basicIdentity evidence collected and checked at a basic level.Transacting within limits.
enhancedEnhanced due diligence, including source of funds where applicable.Higher limits, voting.
sovereignInstitutional or governmental counterparty, verified under command authority.Custody, validator registration, governance execution.

Tiers gate four permission classes: transact, vote, custody and authorization. A tier change is itself a recorded compliance event.

Events, not states

Submission, verification and rejection are each recorded as their own event. The current tier is a projection of that history, so an audit can reconstruct why an account was where it was on any date.

Limits at the executor

Transaction limits are evaluated before a transaction is admitted to a block. Exceeding a limit is a rejection at the protocol level, not a warning in a dashboard.

Entity registry

Legal entities are registered distinctly from the natural persons who control them, so an obligation follows the entity when the people around it change.

What this is not

XODIAK enforces the tiers and limits you configure. It is not a licensed money transmitter, a bank, a broker-dealer or a transfer agent, and it does not perform your regulatory analysis for you. Bring counsel for your jurisdiction and your instrument.

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Create an account instantly, or talk to us about a settlement design for your business.

See what you'll pay

Per-settlement pricing tied to what actually moves. No seat licences, no hidden spread.

Pricing details

Start building

Open an account, sign a transaction, read a block. About ten minutes end to end.

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