Every deal runs on scattered systems. XODIAK makes them settle as one.
Your AI agent team on one governed ledger. Personal agents, specialist agents, and platform agents. Money still arrives already split. Every action is recorded, agents draft and compute, and humans approve anything that moves money.
Demo personas are illustrative. Agent build status is tagged honestly in the catalog below.
Settlement fails when every system keeps its own truth.
Deal rooms, CRM, compliance, vaults, treasury, and governance each hold a piece of the deal. XODIAK unifies what runs on the Biz Dev App platform into one governed record layer that agents can work from. External connectors are built one at a time and are never claimed in bulk.
XODIAK Record Layer
Unified · Signed · Anchored
Every event written once, signed with post quantum keys, and anchored in batches anyone can verify.
xodiak-1Dated network record only. Current block production has not been reverified for this page, and a fresh chain height proof is pending. Read the status page.
Submit the intent. The chain does the arithmetic.
You describe what happened in business terms: a deal closed, a meeting completed, an invoice was paid. XODIAK resolves that against the revenue model in force, computes every party's share, and executes all of the transfers as one atomic state transition.
If it cannot execute all of them, it executes none of them. There is no state in which one party got paid and the other did not.
- Splits computed from the model, never from a spreadsheet
- Atomic execution: all legs settle or none do
- Every transaction QBC-encoded, then ML-DSA-65 signed
- Written to the chain first, mirrored to your database after
// A deal closes. Four parties are owed something. const tx = await xodiak.settle({ deal: "deal_8fa2c1", gross: "50000.00", model: "partner_waterfall_v3", }); tx.legs; // [ // { party: "originator", share: 0.0600 }, // { party: "referrer", share: 0.0050 }, // { party: "platform", share: 0.0100 }, // { party: "seller", share: 0.9250 }, // ] tx.signature; // ML-DSA-65 (FIPS 204 / Dilithium-3) tx.blockHeight; // height recorded with the transaction
One deal. Every party paid. Full audit trail.
Watch the Settlement Agent run a closed deal: build the waterfall, verify every party, draft the release, and anchor the proof. Press play.
Concept walkthrough of a settlement run. Not a live transaction.
Settlement run: Harbor Point Energy, Deal Room 118
Gross proceeds $1,250,000 · 4 parties · Escrow funded · Rules signed
One network, nine surfaces.
Take the whole thing or take one piece. Each surface reads and writes the same ledger, so attribution recorded by one is settled by another without a reconciliation job in between.
- 01 Payments Move money between parties with the split computed before it leaves.
- 02 Smart contracts Revenue shares, licences and escrow recorded as settlement terms.
- 03 Attribution Who sourced it, who worked it, who gets paid. Recorded on write.
- 04 Identity verification Entity records, KYC tiers, and compliance events.
- 05 Tokenization 24 real-world asset classes with registration and attestation records.
- 06 Treasury & wallets Custody, balances, payouts and the XDK unit of account.
- 07 Compliance Four KYC tiers enforced in the state machine, not in a policy doc.
- 08 Governance Proposals, voting records, and the Phase 0C signing fix.
- 09 Security Post-quantum signatures, geometric cipher, four-tier command authority.
The record has to outlive the relationship.
A row in your database is worth exactly as much as your counterparty's trust in your database. Two years later, when a partner asks why their share was what it was, an application log is an assertion. A hash-linked, independently signed block is evidence.
XODIAK is a purpose-built network, not a smart contract deployed on someone else's. Consensus weights a validator by verified real-world reserves rather than by token holdings, which is the property that matters when the thing being settled is a real obligation.
Any business where more than one party earns from the same dollar.
Platforms & marketplaces
Pay many sellers out of one inbound payment.
Agencies & service firms
Referral and revenue-share terms that settle themselves.
Energy & infrastructure
Project-level cash waterfalls across many counterparties.
AI agents & autonomous commerce
Give a machine a spend limit and an audit trail.
Real-world assets
Tokenize the thing, attest the reserve, settle the income.
Government & public sector
Grant, benefit and contract disbursement with a public record.
Media, music & IP
Split a royalty across rights holders at the moment it lands.
Professional services
Retainers, milestones and pass-through costs on one ledger.
Entity records and KYC tiers, kept separate.
XODIAK's identity surface is the entity registry and KYC record layer used by settlement and compliance. It records what an entity is, what tier it holds, and when that status changed.
It is not a biometric capture system, and this page makes no ministry scale attestation claim.
- Entity registry separate from natural persons
- Four KYC tiers recorded as compliance events
- Tier state read by settlement and governance
- Every change stays on the auditable record
{
"entity_id": "entity_8fa2c1",
"kind": "company",
"kyc_tier": "enhanced",
"status": "active",
"last_event": "tier_changed"
}
A personal agent. Specialist agents. Platform agents.
Every operator gets a personal agent backed by specialists that work the ledger, the vault, compliance, and governance. Agents draft and compute. Humans approve anything that moves money. Select an agent to see how it works.
Status tags are honest. Live primitives means the underlying XODIAK systems run today and the agent layer is being built on top of them. Nothing partial is marketed as running product.
Every deal makes the record smarter. Trust that compounds.
Spreadsheets forget. People leave. The anchored record keeps every decision, its rationale, and its outcome, signed and verifiable.
Systems connected
Deal rooms, CRM, vault, and treasury write to one record layer.
Patterns form
Counterparty history, payment behavior, and verification cadence become visible.
Decisions inform drafts
Past waterfalls, exceptions, and outcomes shape every new settlement draft.
Institutional memory
A signed, anchored history no resignation or lost laptop can take with it.
Four layers. One architecture.
Select a layer to see what it does.
Governance is not a feature. It is the architecture.
Anchored Audit Trails
Events batched into Merkle roots. Verify any record, any time.
Post Quantum Signing
ML-DSA-65 signatures and ML-KEM-768 key exchange, in code today.
Role Based Access
QDCA authority tiers decide who can see, draft, approve, and release.
Escrow Pause
One switch pauses settlement workflows while a dispute is reviewed.
No Custody of Funds
XODIAK computes and records. Issuers and parties move money on their own rails.
See what one governed record looks like for your deals.
30 minute working call. Your deal flow, mapped live.
Book a DemoXODIAK is the settlement layer under the Biz Dev App group.
It was built to settle our own attribution and revenue splits first. Everything on this site is infrastructure we run against our own money before anyone else's.
Ready to get started?
Create an account instantly, or talk to us about a settlement design for your business.
See what you'll pay
Per-settlement pricing tied to what actually moves. No seat licences, no hidden spread.
Pricing detailsStart building
Open an account, sign a transaction, read a block. About ten minutes end to end.
Integration options